Action Title, Inc. offers complete title and closing services for residential, commercial and recreational properties. Action Title, Inc. has an experienced staff of friendly professionals dedicated to providing exceptional service. Make the right choice when choosing a title company – choose Action Title, Inc.
Action Title, Inc. is a full service title company serving all your real estate needs. Action Title, Inc. is independently owned and operated serving the area since 1994. Their professional staff strive to make your experience smooth and hassle free.
J. Brad Person — Owner, Minnesota Licensed Attorney
Practice Areas: Real Estate; Business Law; Probate; Municipal Law; Banking law; Elder Law; Non-Profit Law.
Admitted to Bar: 1996, Iowa; 1999, Minnesota
Law School: University of Minnesota, J.D., Cum Laude, 1996
College: University of Chicago, B.A., Cum Laude, 1993
Past Practice: Former Partner, Barclay & Person, West Liberty, Iowa.
Elise Shequen — Longville Office Manager
Licensed Real Estate Closer
Licensed Title Insurance Agent
Our commitment to you!
To serve you in a caring, professional manner, and to deal with you honestly and fairly.
To be prompt and straightforward in answering any questions you may have.To cooperate fully with other associates involved in your transaction.
To be responsive to your needs, giving you the benefit of our knowledge and experience.
Our commitment to serving you with fairness and competence will be as strong tomorrow as it is today. And we will continue to do our best to merit the trust you place in us. We will never take that trust for granted.
For most of us, the purchase of our home is the single biggest investment we ever make. We certainly don’t want any problem to threaten the transaction. Please take a moment to review the following information.
What is Title?
Title is the legal evidence, of right, that a person has to the ownership and possession of land. Since it is possible that someone other than the seller has a legal right to the property you are buying, the premium coverage offered by the Homeowners’ Title Insurance Policy provides you added peace of mind.
There can be any number of problems that remain undisclosed even after the most careful search of public records. These hidden “defects” are very dangerous and sometimes are not discovered for months or even years after you purchase your home. You could be forced to spend substantial money on a legal defense to protect your rights. The Homeowners’ Policy helps protect you against losses and defects and provides legal defense for coverage risks.
Get the Right Title Insurance
“But the lender already requires title insurance. Won’t that protect me?”
Not necessarily. There are two types of title insurance. Your lender only requires that you purchase a Lender’s Policy. However, this policy only ensures the lender has a valid, enforceable lien on the property. It does not protect you! The Homeowner’s Policy, on the other hand, is designed to protect you from title discrepancies.
Basic coverage protects against:
- Someone claiming an ownership interest in your title.
- Leases, contracts or options affecting your title.
- Someone claiming to have rights affecting your title due to forgery or impersonation.
- Someone having a right to limit your use of the land.
- Unmarketability of your title.
- A defective title.
- Action Title’s underwriter for title insurance is the ORTIG.
The ORTIG is comprised of Old Republic National Title Insurance Company, American Guaranty Title Insurance Company, and Mississippi Valley Title Insurance Company. It is one of the nation’s largest title insurance groups, operating in 49 states, the District of Columbia, and Puerto Rico, through a network of Company-owned offices, subsidiaries, authorized agents and approved attorneys.
ORTIG is committed to being the most financially stable title insurance group in the industry. Since 1992, the ORTIG has been the highest rated title insurance group in the nation. No group has equaled the ORTIG’s consistently high ratings. These ratings reflect the Group’s consolidated operating performance and strategic relationship with its parent company, Old Republic International Corporation (ORI), and its excellent capitalization, superior liquidity, sound investment strategy, reserve adequacy and market position.
For more information about the Old Republic Title Insurance Group OldRepublicTitle.com.
Title Order Request
The following forms can be downloaded and faxed or emailed to us to start your order. If you would like a title insurance quote, please contact us directly using the form below.
1481 County Road 5
PO Box 466
Longville, MN 56655
411 First Ave NE
Remer, MN 56672