Torrens vs. Abstract Title

In Minnesota, your land is either torrens or abstract title.  Torrens or registered title is identified on your deed by having a T before the document number and often the deed will reference Torrens specifically.  If your land is Torrens, your land was officially registered through a court pro... continue reading »

Problems with Title Insurance

Most buyers simply order title insurance from whatever company is recommended by their realtor or banker.  They then pay for this insurance at closing without any understanding or explanation of what the insurance covers or more importantly, doesn’t cover.

Our firm owns both Quality and... continue reading »

Business Succession

In our lakes area communities, there are many businesses that have been in business for 40, 50, 100 years or more. These ‘legacy businesses’ standout as a testament to the owners’ hard work, dedication, and planning. According to Inc.com, 96% of businesses fail within the first 10 years. So... continue reading »

Where Are Your Boundaries?

Many parcels in North Country are described by metes and bounds.  That means that your land is not part of a subdivision and, as a result, your legal description is often a very long description of calls that trace your boundaries and then relate to government section pins.  These descriptions ... continue reading »

Repetitive Use Work Injuries

Does your employment require repetitive lifting, bending, stooping, or twisting? Do these repetitive tasks from your work cause pain and result in an injury over time? If you answered yes to the previous two questions, you may have suffered what is known in the world of Workers’ Compensation as... continue reading »